Professional Indemnity Insurance as part of BDA membership
For all BDA full member dietitians, student members, associate member support workers/assistants and SENR registrants, professional indemnity insurance (PII) is provided as part of BDA membership for up to £10million in any one claim and up to £20million in aggregate for the membership year.
When am I covered from?
The date you joined as a BDA member. We renew our insurance documentation on 1st March each year. We always ensure members are fully covered with no break in cover.
Where am I covered to practice?
BDA professional indemnity insurance covers you to practice with clients based in the UK if you are also based in the UK, or if you are based abroad with a registered address in the UK.
Why dietitians need Professional Indemnity Insurance
The UK government introduced legislation in 2014 which requires registrants to have a professional indemnity arrangement in place as a condition of their registration with the Health and Care Professions Council (HCPC). It is essential that registered dietitians and support staff are covered with Professional Indemnity Insurance, and if you practise without cover, you will be breaking the law.
Your employer or Trust may well have policies in place which may appear to cover you, but it is important to highlight that they will not support you if (commonly) they are the ones bringing the action against you. If, for example they deem you to have breached your contract with them, through negligence, or practicing outside your scope or job description, your employer can sue you for damages in the same way you can sue them.
BDA members are protected from the dangers of action being instigated by the employer against the practitioner as membership includes professional indemnity insurance alongside robust industrial relations support through the Trade Union. This ensures completely independent and personalised support and cover.
Access your BDA Professional Indemnity Insurance
You can access your insurance documentation or request a personalised letter (contact us: firstname.lastname@example.org) if required by your employer. Please note, new annual documents are only provided by our insurer a couple of days before renewal on 1 March, however please note there is never any break in cover.